Retirement Benefits for K-12, College & University Employees
We specialize in helping educators and public sector professionals understand and maximize their unique retirement benefits.
K-12 Teachers & Staff
- CalSTRS / TRS / PERS and state pension plans
- 403(b) & 457(b) contribution strategies
- In-service distributions & early retirement options
- Health & retirement medical benefits
"Many K-12 educators leave thousands on the table by not coordinating their pension with 403(b) and Social Security strategies."
College & University Faculty & Staff
- TIAA, Fidelity, VALIC and ORP plans
- Multiple retirement plan coordination
- Phased retirement & sabbatical options
- Pension portability across institutions
"University employees often have more complex choices, and we help you optimize the best mix of plans."
What We Review Together
Pension Maximization
Final average salary, survivor benefits, and optimal retirement timing.
403(b) / 457 Optimization
Avoid high fees and build a tax-efficient retirement portfolio.
Social Security & Medicare
WEP, GPO, and how they affect your overall retirement income.
Ready to Maximize Your Benefits?
Book your complimentary 30-minute review today.
Schedule Your Free Review Now